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The index · Monthly · Live

Domestic Capital Index.

The depth of India's own capital pool — institutional flows, SIPs, and the financialisation of household savings.

Latest reading · Jun 2026
115.4
MoM -0.5%YoY +14.6%
Breadth · depth gauges rising
40%
Uncertainty band115116Equal-weight115.2Data coverage80%
CodeGWR-DCI-IN
GeographyIndia
CadenceMonthly
Base100 = mid-2024
VintageJune 2026
The headline index

Why India's market held while foreigners fled: domestic money surged. MF AUM +₹14 lakh cr to ₹81 lakh cr, SIPs at ₹29,445 cr/mo, households now putting ₹45 of every ₹100 of savings into equity. The index reads 115 — the home base deepening 15% YoY.

768798109120BASE 100115.4Jul 2024Oct 2024Jan 2025Apr 2025Jul 2025Oct 2025Jan 2026Jun 2026
The 5 depth gauges

Latest reads anchor to official 2025 releases (cited per depth gauge).

DII Net Flow
25% wt
DII > FPI
DIIs hold 18.9% of the market vs FPIs' 14-year-low 14.7% — first time ahead in over a decade

Net buying by domestic institutions — the standing bid that offset record foreign selling. Higher = stronger.

Source ↗ Business Standard / NSE, Jun 2026
SIP Run-Rate
25% wt
₹30,954 cr
third straight month above ₹30,000 cr (May 2026); SIP assets ~21% of AUM

Monthly systematic-investment-plan inflow — the sticky, automated retail bid that rarely flinches. Higher = stronger.

Source ↗ AMFI, May 2026
Household Equity Shift
20% wt
₹45 / ₹100
up from ₹21 a year earlier — savings rotating out of deposits

Of every ₹100 of household savings, how much goes to MFs/equity rather than bank deposits. Higher = deeper financialisation.

Source ↗ RBI / Business Standard, 2025
MF AUM Base
15% wt
₹81.58 lakh cr
AUM at ₹81.58L cr (May 2026); equity inflows cooled but SIPs held

The mutual-fund asset base — the reservoir of domestic capital available to deploy. Higher = deeper pool.

Source ↗ AMFI, May 2026
Investor Participation
15% wt
22.9 crore
combined NSDL+CDSL demat accounts (May 2026) — record retail base

Demat-account count — the breadth of direct retail participation, the new-investor on-ramp. Higher = wider base.

Source ↗ NSDL / CDSL, May 2026
Composite

Smoothed, rebased, winsorised, weighted.

115.4.
How it's built
01
Five depth gauges

Institutional flow, SIP run-rate, the household savings shift, the AUM reservoir, and participation breadth — the supply of home-grown capital.

02
Higher is stronger

Every pillar points up for strength. A rising DCI means a deeper domestic bid — the buffer against foreign flightiness.

03
Smoothed, rebased, winsorised

3-month average, rebase to mid-2024, clamp to [50,180]. One bumper SIP month or AUM mark-up can't overstate the trend.

04
The answer to EVI

External Vulnerability asks who is leaving; Domestic Capital answers who is arriving. The net is what actually moves prices.

05
Stickiness is the signal

SIPs and the savings shift are structural, not tactical — the index weights them to capture durable financialisation, not a momentum blip.

Weights
DII Net Flow
25%
SIP Run-Rate
25%
Household Equity Shift
20%
MF AUM Base
15%
Investor Participation
15%
What we guard against
  • · AUM ≠ flow — asset growth blends fresh money with mark-to-market; the flow pillars (DII, SIP) isolate genuine new capital.
  • · Reflexivity — rising markets lift both AUM and confidence; the index leans on flow, not level, to avoid a feedback illusion.
  • · Concentration within — retail can crowd the same few large-caps; read against the Gravity Index for breadth.
  • · Reversibility — a structural shift can still pause in a drawdown; the desk note flags any SIP-flow rollover early.

Data vintage June 2026. Latest reads anchor to AMFI / Business Standard (SIP, AUM), RBI (household savings mix), and NSE / NSDL-CDSL (DII flows, demat). Monthly path reconstructed; reconciles to the cited sources. AUM blends flow with mark-to-market — the flow pillars isolate genuine new capital.

Methodology v3.1 (2026-06). Built to the OECD/JRC composite-indicator handbook and disclosed toward the IOSCO Principles for Financial Benchmarks: distance-to-reference normalisation, 3-month smoothing, a flagged contribution cap, weighted aggregation, plus a drop-one-pillar uncertainty band, an equal-weight robustness cross-check, and a data-coverage ratio (all shown above). Known limitation: the 24-month panel is too short for robust seasonal adjustment — India's March fiscal-year-end spikes are not yet removed. Series are point-in-time; published values are not silently restated.

The home bid, monthly.

The Domestic Capital Index tracks DII flows, SIPs, and household financialisation every month.

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