Gravitywell.Research
The index · Monthly · Live

Capital Formation Index.

The velocity and volume of new productive capital entering India's markets — public and private, in one number.

Latest reading · Jun 2026
159.4
MoM +1.0%YoY +26.8%
Breadth · pillars rising
67%
CodeGWR-CFI-IN
GeographyIndia
CadenceMonthly
Base100 = mid-2024
VintageJune 2026
Band151–165
Coverage100%
The headline index

100 = mid-2024 formation pace (trailing 3-month average). A reading above 100 means India's capital-formation engine is running hotter than the mid-2024 baseline — today, 59% hotter.

86107127147167BASE 100159.4Jul 2024Oct 2024Jan 2025Apr 2025Jul 2025Oct 2025Jan 2026Jun 2026
The five pillars

Each pillar is a channel through which fresh capital forms. Latest reads are anchored to official 2025 aggregates.

Equity Formation
22% wt
₹1.95 lakh cr
raised via 373 IPOs in 2025 — a 12× decade jump

Primary equity raised — IPOs, FPOs, QIPs, rights issues, and private equity / venture rounds.

Source ↗ Business Standard / Prime Database, Dec 2025
Debt Formation
20% wt
₹9.9 lakh cr
corporate bond issuance in FY25, up 28% YoY

Primary debt raised — corporate bond issuance (private credit is now its own pillar).

Source ↗ ICRA / IEEFA, 2025
Private Credit
10% wt
$12.4 bn
private-credit deals in 2025, up 35% — heading to $60–70bn AUM by 2028

Direct lending and special-situations capital from AIFs and credit funds — the fastest-growing formation channel.

Source ↗ EY India Private Credit, 2025
Bank Credit Flow
15% wt
+14.4%
non-food bank credit growth YoY, Dec 2025

Incremental non-food bank credit — fresh lending into the commercial economy.

Source ↗ RBI / Business Standard, Feb 2026
New-Entity Formation
13% wt
23,776
new companies in Apr 2025 — an all-time monthly high

Newly incorporated companies and LLPs — the birth rate of capital-seeking firms.

Source ↗ Ministry of Corporate Affairs (MCA), 2025
Cross-Border Capital
20% wt
$81.0 bn
gross FDI inflow in FY25, up 14% YoY

Gross foreign direct investment inflow — external capital choosing to form here.

Source ↗ RBI / DPIIT, 2025
Composite

Smoothed, rebased, weighted into one number.

159.4.
How it's built
01
Five formation pillars

Equity, debt, bank-credit, new-entity, and cross-border flows — the five channels through which fresh capital actually forms. Secondary trading and mark-to-market gains are excluded by design.

02
Smooth, then normalise

Each pillar is a monthly flow. We take a trailing 3-month moving average to strip single-deal lumpiness, then rebase to 100 at the mid-2024 base window so units (₹, $, counts) become comparable.

03
Weighted composite

Equity 25% · Debt 25% · Cross-border 20% · Bank credit 15% · New-entity 15%. Weights start judgement-based; they migrate to PCA-derived loadings as the back-history deepens.

04
Two reads

A level index (how much capital is forming) and a diffusion read (how broad — the share of pillars rising month-on-month). Breadth catches turns the level can mask.

05
Leads, not lags

Formation precedes activity. The CFI is validated against forward GDP, capex, and job growth — the design target is a 2–4 quarter lead. The lead-correlation is published, not assumed.

Weights
Equity Formation
22%
Debt Formation
20%
Private Credit
10%
Bank Credit Flow
15%
New-Entity Formation
13%
Cross-Border Capital
20%
What we guard against
  • · Double-counting — a fund that raises then deploys is counted once, at the point of formation, never twice.
  • · Valuation inflation — flows are real-rupee; the index tracks capital formed, not price appreciation.
  • · Private-data lag — VC/PE and FDI figures revise for several quarters; vintages are stamped and revision bands shown.
  • · Mega-deal noise — the 3-month average plus a trimmed-mean cross-check stop one jumbo issue from defining a month.

Data vintage June 2026. Headline reads anchor to official 2025 aggregates from SEBI/Prime Database, ICRA & IEEFA, the RBI, DPIIT, and the Ministry of Corporate Affairs (cited per pillar above). The within-year monthly distribution is Gravitywell's reconstruction from official annual and quarterly releases; pillar totals reconcile to the cited primary sources. Private-market and FDI components are subject to revision.

The number, every month.

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